The ability to use knowledge and skills to make effective and informed money management decisions.
"First, do Americans have a good understanding of how to wisely budget their money to stay out of debt and build up reserves, and, second, do Americans understand what to do with their money, that is, how to invest rather than merely save? "
Financial fitness is not a race. It’s a decathlon and marathon combined into one. How you “train” and prepare will influence your financial future.